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Middle-income households are struggling with the rising cost of real estate. The U.S. Department of Housing and Urban Development says families that pay more than 30% of their incomes on housing are considered cost burdened, but unlike low-income households, there are few forces protecting the middle class. After reviewing data from Harvard University’s Joint Center for Housing Studies report “The State of the Nation’s Housing,” 24/7 Wall Street identified 20 metropolitan areas where households spend 30% or more of their $45,000 to $74,999 salary on housing.

1. San Francisco-Oakland-Hayward, California
2. San Jose-Sunnyvale-Santa Clara, California
3. Oxnard-Thousand Oaks-Ventura, California
4. San Diego-Carlsbad, California
5. Urban Honolulu, Hawaii
6. Bridgeport-Stamford-Norwalk, Connecticut
7. Los Angeles-Long Beach-Anaheim, California
8. New York-Newark-Jersey City, New York, New Jersey and Pennsylvania
9. Washington-Arlington-Alexandria, D.C., Virginia and Maryland
10. Boston-Cambridge-Newton, Massachusetts and New Hampshire

Check out the remaining 10 cities at USA Today.

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