One of the biggest decisions commuters make in the morning is how they're getting to work or school, and according to the American Public Transit Association, commuters could save on average $9,000 annually if they switched from driving to public transportation.

In the APTA's February savings report, 20 cities across the U.S. were identified as having the most savings potential after calculating for an average gas price at $1.71 per gallon and the average parking rate at $166 per month.

The top 10 all had annual savings about $10,000 with New York City taking the No. 1 spot with a potential savings of more than $13,000. Dallas, Las Vegas, and Atlanta were at the bottom, but could still see savings of more than $8,000 a year.

Read more >