Looking at Office of the Comptroller of the Currency’s Mortgage Metrics Report for the second quarter of 2016, HousingWire's Brena Swanson reports that borrowers are paying their mortgage better as we move into the year.

The percentage of mortgages that were current and performing at the end of the second quarter of 2016 was 94.7%, compared with 93.8% a year earlier.

Overall, 2016 looks good.

FBR & Co. came out with a recent report that stated 2016 is going to end up being one of the strongest years for mortgage lending in recent memory, increasing its forecast for 2016 total mortgage industry originations from $1.65 trillion to $1.9 trillion. For reference, last year there was $1.74 trillion in originations, while 2014 saw only $1.26 trillion in originations, according to FBR’s report.

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