New research shows that student debt does not generally hold back those that have received degrees from obtaining mortgages, marriage, or starting a family. Wall Street Journal staffer Josh Mitchell takes a look at this research, which shows that student debt actually has a greater effect of on those who dropped out, a significant minority.

Another key finding from this research was that those who received degrees and borrowed were more likely to achieve these milestones than those who graduated and did not borrow:

Among 25-to-30-year-olds who borrowed for college and earned a bachelor’s or higher, 38% held a mortgage—the highest of any other group. Among those with a bachelor’s or higher who still owed student debt, 35% held a mortgage—the second-highest. The lowest rate? Those who took out student debt but never earned a degree—just 14% had a mortgage. Among all 25-to-30-year-olds, 22% had a mortgage.

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