There are many National Football League players who make enough money to conceivably buy a home without needing a mortgage, but some still opt for the long-term payment plan, reports MarketWatch staffer Daniel Goldstein.

”Wealthy people typically love cheap money and to keep their cash on hand, and financing homes, despite their ability to pay for it in cash, plays into this,” said Douglas Boneparth, a financial adviser and partner at Longwave Financial LLC in New York. “In the context of NFL stars, the same can hold true — plus the additional risk that their cash flow can be disrupted due to injury. Therefore, financing might make even more sense to them,” he said.

NFL stars like Antonio Brown, Adrian Peterson, and Russell Wilson have each signed multimillion-dollar contracts in recent years and have each elected to take out a mortgage on home purchases, according to public records obtained by loanDepot.

Also included is Green Bay Packers quarterback Aaron Rodgers, who signed a five-year, $110 million contract in 2013. He owns a four-bedroom, five-bathroom 5,771-square-foot, Spanish-style villa in Rancho Santa Fe, Calif. Rodgers, who’s now 32, bought the home in 2009 for $2.05 million with a conventional, 30-year $1 million mortgage, public records obtained by loanDepot show.

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