Nerdwallet staffer Deborah Kearns tosses the challenge of predicting what's next for housing--amidst all manner of uncertainties--among a bunch of industry experts. Here, she shares their insights in her blog post. In a nutshell, 2016 will still see growth in home prices and sales, but probably at a more moderate pace than what has been seen in the past two years. Kearns writes,

Even though mortgage rates are rising, home sales will still be up about 3% this year as existing homeowners jump into the selling pool, according to a forecast from the National Association of Realtors.

After years of depressed prices, many homeowners have regained much of the equity they lost in the downturn, so they may seek to cash in on that value and sell in 2016 to move up to their next home, NAR President Tom Salomone says. In some markets, though, prices have increased too quickly, causing a bumpy recovery that’s priced out some potential homebuyers, he says.

“We don’t want these big peaks and valleys we’ve seen since the downturn,” Salomone says. “Steady, sustainable growth is what we’re after.”

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