It looks like the first day of the month is when most Americans feel financially secure, even more so than the last day of the month.

New Strategist Press editorial director Cheryl Russell writes that 52% of Americans feel more secure on the first day of the month, while on the last day only 34% of Americans feel secure. There are 55% of households that spend most of their income most months, while 60% will experience at least one financial shock in a 12-month time period. Most households won't have enough money to take care of their finances. 

"The data show that, for many respondents, perceptions of well-being are driven more by their financial conditions at the moment than by the longer-term outlook," concludes the report. These short-term shifts in opinion are crucial to policy and program participation and effectiveness."

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