It's almost Halloween, and Anya Martin of the Wall Street Journal has a few spooky stories that may scare future borrowers away.

For instance, a lawyer in San Francisco bought his father's home before it was listed. And despite an excellent income and credit history, he had an issue with a lender because he moved in too soon:

A home appraiser sent by the lender reported the “early habitation,” an irregularity that is a red-flag to lenders that typically hold jumbo loans—those over $417,000 in most parts of the country and $625,500 in high-price areas—on their portfolios.

To hear a few more of these frightening financial stories, visit the Wall Street Journal: 

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