Homeownership rates across all education levels fell between 2005 and 2015, though the gap created between 1995 and 2005 remains.

Between 1995 to 2005, the gap in the rate of home ownership between households with bachelors’ degrees or higher and households whose members didn’t graduate from high school widened to 21%, up from 14% in 1995. But the gap between these groups has remained steady between 2005 and 2015; the two rates fell about the same amount in the ten-year interval.

Home prices increased over this period faster than anyone’s incomes can keep up. The national rate of home ownership has fallen by 4% over the past ten years, bringing the current rate down to 63%.

Both high school graduates and households who went to college but didn’t finish have the same rate of home ownership, at 61%. Redfin surmises that the gap is explained by the student loans that some-college households need to pay.

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