With many seniors living on a fixed income these days and mounting housing and healthcare costs always looming, AARP The Magazine identified 10 U.S. cities where retirees could settle for under $40,000 a year.

Here are the cities in no particular order:

Sheboygan, Wisc.
Abilene, Texas
Fort Walton Beach, Fla.
Cleveland, OhioEugene, Ore.
Bristol, Va./Tenn.
Cañon City, Colo.
Cheyenne, Wyo.
Rochester, N.Y.
Sioux Falls, S.D.

And here’s what the AARP team likes about a couple of those cities:

Sioux Falls, S.D.- The city ranks high on happiness measures, with abundant outdoor activity, a strong sense of community and a friendly spirit. More upsides: There’s no state income tax and one of the lowest unemployment rates in the country.

Rochester, N.Y. - This often overlooked upstate New York town — it’s the state’s third largest — offers a diverse, artsy lakeside setting and boasts top universities and stellar health care. And home cooks, take note: Wegmans, the much-loved supermarket chain, was born here.

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