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Getting a Grip on Why People Who Ought to Refinance Don't

CoreLogic chief economist Mark Fleming looks at a paper by Benjamin J. Keys, Harris School of Public Policy, University of Chicago; Devin G. Pope, Booth School of Business, University of Chicago; and Jaren C. Pope, Department of Economics, Brigham Young University. Their "Failure to Refinance" examines how borrowers who fail to refinance their mortgages when interest rates decline can lose out on substantial savings.

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