Other stories by David Seiders

  • The Government Must Stabilize Housing Prices

    The government must help support house prices.

  • Recent Legislation Will Help the Housing Market Recover

    Timely moves from Washington work to fight off the housing contraction.

  • Federal Regulators and Banks are Tightening AD&C Lending

    As the credit crunch deepens, the noose around AD&C lending is tightening.

  • The Housing Market is Moving Toward Recovery

    The U.S. housing market has moved some distance on the road to recovery, but there still are vital steps that must be taken.

  • Credit Crunch

    THE SUBPRIME-INDUCED TIGHTENING OF credit conditions in home mortgage markets now is being joined by tightening in credit markets where builders and developers raise funds—the markets for land acquisition, land development, and construction loans (AD&C). Some tightening in AD&C markets has been...

  • Navigating the Storm

    IT'S NOW PERFECTLY CLEAR THAT THE UNSUSTAINABLE booms in single-family and condo markets during the 2004–2005 period were fueled by major deterioration of mortgage lending standards, and we now know that those standards continued to weaken in 2006 even as home sales and house price appreciation...

  • Housing Inventory Vacant; Mortgages Tough

  • Housing Inventory Vacant; Mortgages Tough

  • Builders Offer Discounts to Move Inventory

  • The bottom of the housing cycle is not yet in view.

    THE DRAMATIC DOWNWARD CORRECTION IN U.S. housing markets has been underway for roughly two years. In this regard, the NAHB's single-family Housing Market Index (HMI) hit a current-cycle low of 28 in June, down from a high of 72 in mid-2005. The HMI was down by more than 50 percent in all four...