Brookfield Homes, of Del Mar, Calif., sells homes in San Diego and Riverside Counties ranging from the mid-$300,000s to the $900,000s. All of its detached homes come with standard wood-burning fireplaces in the family room and include paint-grade or stain-grade surrounds, depending on the price of the home. Houses starting at about $700,000 include a second fireplace in the family room. Among the upgrades the builder offers:

Second fireplaces in the living room and master bedroom $2,000
Oak mantels $500
Maple mantels $750
Precast concrete surrounds $400 to $800
Tile, granite, marble, or brick surrounds Varying prices
Gas log kits $350