Builders looking to spur buying among first-time new-home buyers may want to try the Owner Lease Program from Move-Up America. The program lets homeowners with an existing home purchase a new home from a participating builder while keeping their existing home as a rental. Under the terms of the program, Move-Up America pays the home buyer up to 3 percent of the existing home's estimated value. The 3 percent reimbursement covers leasing commissions, property management fees, and unpaid monthly payments. The Owner Lease Program is available in Georgia, North Carolina, South Carolina, and Texas.

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