HEARTHSTONE JUDGES Bernard Drueding III, president, B.J. Drueding

Builders

J. Roger Glunt, CEO, Jayar Construction/Glunt

Development

David K. Hill, CEO, Kimball Hill Homes

Lewis S. Ranieri, chairman and CEO, Ranieri & Co.

Nicolas P. Retsinas, director, Harvard Joint Center for Housing Studies

Stacey Stewart, president and CEO, Fannie Mae Foundation

Robert J. Strudler, COO, Lennar Corp.

Larry Webb, chairman and CEO, John Laing Homes