Now that the blizzard of 2016 has passed, homeowners in stricken states have something new to worry about: ice dams. These are caused by snow melting during the day and refreezing at night, blocking gutters and downspouts so water backs up under roof shingles and seeps into the ceilings below.
As builders in snowy locales know, they can be a callback nightmare. This BUILDER article details construction tips that help avoid the problem.
The Philadelphia Inquirer discusses other areas of a home that can be affected by large amounts of snow and cold temperatures, including pipes and chimneys. The good news is that many issues triggered by winter weather are covered by insurance.
Most winter-related damage, even from very severe storms, is covered by the standard homeowners' insurance policy, said Jeanne Salvatore, vice president of the Insurance Information Institute.
Between 1995 and 2014, in fact, winter storms accounted for insurance claims of $26.9 billion, or 6.8 percent of the $395.6 billion in inflation-adjusted U.S. insured catastrophe losses, according to Property Claim Services, a Verisk Analytics business.