Government and Legislation

  • NAHB's New Chief Lobbyist Is Ready for Battle

    "I have never met a member of Congress who isn't pro housing," says Jim Tobin, whom last month the NAHB named as its new senior vice president of government affairs.

     
  • In Pursuit of the All-Cash Transaction

    I've been thinking more about my blog post from last week on the continued tightness in the mortgage markets and how those constraints have been driving a steady increase in all-cash purchases of homes since 2007. In fact, in February and March 2011, those transactions, as a percentage of all known...

     
  • The Wild, Wild World of Mortgage Financing

    Little more than a week and change remains before the loan limits on mortgages eligible to be purchased by the GSEs or insured by the FHA reset Oct. 1. Despite a clarion call from the NAHB and other industry groups like the NAR to lobby for an extension of the current higher limits, the efforts may...

     
  • FHFA House Prices Continue Rise

    House prices as measured by the Federal Housing Finance Agency's House Price Index (HPI) rose for the third consecutive month in June, posting a gain of 0.9% over May. Prices were down 4.3% from June, 2010, however.

     
  • Fannie Mae Survey Finds Gloom Growing

    Americans grew more pessimistic over job loss, the economy and home ownership in the second quarter of 2011, according to Fannie Mae's latest quarterly National Housing Survey, released Monday. The survey of 3,002 adults found that 64% said they believed the economy is on the wrong track, a high...

     
  • Pending Home Sales Rise in June

    The National Association of Realtors' Pending Home Sales Index moved up for the second consecutive month in June, rising 2.4% to a reading of 90.9 from 88.8 in May. It was up even more year-over-year, with a 19.8% gain from the 75.9 reading in June 2010, the low point immediately following...

     
  • FHFA Home Price Index Creeps Upward

    Prices for homes sold that were financed by Fannie Mae and Freddie Mac rose 0.4% from April to May on a seasonally adjusted basis, according to the Federal Housing Finance Agency's monthly House Price Index, released Thursday. The previously reported 0.8% increase reported for April, however, was...

     
  • FHFA House Price Index Rises Unexpectedly

    Prices for homes with mortgage backed by Fannie Mae and Freddie Mac in April rose for the first time since May of last year, when the federal home-buyer tax credit was still in effect, the Federal Housing Finance Agency reported Wednesday. Prices rose 0.8% on a seasonally adjusted basis from March...

     
  • Existing-Home Sales Drop 0.8% in April

    Sales of existing homes dipped 0.8% to a seasonally adjusted annual rate of 5.05 million in April from a downwardly revised 5.09 million in March, 12.9% below April 2010, when sales were fueled by a federal home-buyer tax credit. Wall Street was expecting a rate of 5.20 million. Prices also fell.

     
  • Pending Home Sales Rise in March

    Pending home sales, reflecting signed contracts on existing homes, rose 5.1% in March, the National Association of Realtors reported Thursday. The NAR's Pending Home Sales Indes rose to 94.1 in March from a downwardly revised 89.5 in February, 11.4% below 106.2 in March 2010, which was boosted by...

     
  • Pending Home Sales Rise in California

    Another indicator of an improving housing market was released Wednesday by the California Association of Realtors, which reported its Pending Home Sales Index (PHSI) rose 15.2% from February to 128.7 in March, down only 0.3% from the tax credit fueled market of March 2010. The state also appeared...

     
  • Housing Starts, Permits Rise in March

    Housing starts and permits last month recovered a bit from their swoon in February but still remain well behind last year's tax-credit fueled pace, the Commerce Department said Tuesday. Starts in March were at a seasonally adjusted annual rate of 549,000, well ahead of the Wall Street consensus...

     
  • KB Execs Have Little to Cheer About

    With KB Home releasing what one home building analyst deemed "shockingly disappointing" results for its fiscal 1Q2011, with losses per share more than five times Wall Street's expectations, company executives had few bright spots to talk about during the company's related earnings call Tuesday. The...

     
  • Pending Home Sales Up 20% in California

    The California Association of Realtors Monday reported that its Pending Home Sales Index rose 20.6% in February from January to a reading of 112.1, a scant 1.6% below the level of February, 2010, when federal and state home buyer tax credits were in effect. "The increase in pending sales is typical...

     
  • Survey Results: Spring Selling Season

    Big Builder Online's recent spring selling season outlook survey drew a mixed response from home builder respondents: 38.1% said they are in agreement that this year's spring selling season will be a little better than last year's, while 38.1% think it will be a little worse. Another 14.3% fear...

     
  • MBA Taps Stevens as New CEO

    The Mortgage Bankers Association on Tuesday said David H. Stevens, assistant secretary for housing and commissioner of the Federal Housing Administration under the U.S. Department of Housing and Urban Developement, will join the group June 1 as its president and CEO. Stevens will succeed John A...

     
  • Burns: New Home Sales Up from January, Down Year-Over-Year

    John Burns Real Estate Consulting, Irvine, Calif., on Tuesday reported that, based on a nationwide survey of public and private home builders, it projects net new home sales for February to rise rise 26% from January but remain 9% below February last year. The historical average rise from January...

     
  • NAHB's Crowe Urges Caution on Housing Policy

    In testimony before the Senate Banking Committee Wednesday, David Crowe, the chief economist for the National Association of Home Builders, warned senators against making changes to the current housing finance system without first devising a clear and practical alternative. He also argued for...

     
  • Mortgage Applications Rise 15.5%

    Mortgage application volume increased 15.5% on a seasonally adjusted basis last week, the Mortgage Bankers Association said Wednesday, noting that the prior week included the Presidents' Day holiday but was not adjusted. The MBA's Market Composite Index rose to 514.2 from the previous week, 18.8%...

     
  • Feature: Putting the E in Efficiency

    Some so-called “green” building practices can give builders a competitive edge on the existing-home market, but can they balance the costs with consumers' ability to pay? Big Builder does a cost versus benefit analysis.