For most people, losing one's job can seem like the end of the world. To be discarded after spending years in dedicated service to a company can be extremely demoralizing. And the job market can be a very uninviting place for those in their late 40s or early 50s.
Well, at least we're not alone. Lest builders think this industry is the only one getting hammered in the liability insurance crisis (and it is officially a crisis now), premiums, retentions (or deductibles), and exclusions are up, and limits are down, regardless of the field.