Everybody knows that Congress tends todrag its feet when making decisions on the major issues of the day. But as we saw by the tail end of last year, that definitely was not the case when it came time to consider what to do to stop the nation’s deepening mortgage credit crunch and build a new foundation to support homeownership opportunities in the aftermath of the subprime meltdown. In the autumn and winter of 2007, with housing in trouble, Washington didn’t resemble the usual political morass. And the surge in bipartisan activity centered around housing wasn’t limited to Capitol Hill. The White House and such key players as the Federal Reserve Board, the Treasury Department, and HUD all sprang to life, tackling hard issues with a tenacity and resourcefulness not always seen in our government.